When you buy with Affirm, there are no hidden fees. Instead, you get a simple, easy, transparent way to shop. Because when it comes to paying for your favorite things, there should be no surprises.
Step 1: Shop for your favorite products and then select Affirm at checkout.
Step 2: Enter a few pieces of information and get a real-time decision.
Step 3: Select the payment schedule that works for you, then confirm your loan.
Your rate will be 0% APR or 10–30% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners.
Free In-store Layaway makes it easy and affordable to get the gear you need!
Here's how it works:
Up to 6 months to make payments
Layaways can be cancelled by customer at any time or after 6 months. Payments will be refunded in the form of an in-store credit.
Frequently Asked Questions
Yes! There’s no penalty for paying early.
For Affirm: You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
For Layaway: You can make payments in store or over the phone by calling us at 570-343-4700.
No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.